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 Identity Theft Protection: What You Should Know  
Identity thieves don't care whether you are rich or poor, and they don't care whether you have good or poor credit. The good news is that you can do some things for identity theft protection. This article provides a few tips.

By Greg Shuey

Everyone has heard about identity theft, because it has been in the news very often. Most people think it can't happen to them, but this is far from the truth. Identity thieves don't care whether you are rich or poor, and they don't care whether you have good or poor credit. The good news is that you can do some things for identity theft protection.

There are a variety of simple things we don't think about that we can do for identity theft protection. People are very used to certain habits that can make them targets for identity theft. What do you do with your junk mail? Do you throw it away or recycle it? Either way you are leaving it around for someone else to pick up.

Thieves will take from a variety of sources. It is not just credit cards they are after, but social security numbers, debit cards, and even phone calling cards. Recently, a General Accounting Office report said that they estimate at least 750,000 people are victims of identity theft every year.

There are many ways that thieves can take your identity. One of the easiest ways is to send you an email from what appears to be your bank or another institution you know asking you to verify your information. Before you do, get on the phone and ask the bank if they do this, because usually they do not.

Another way thieves have gathered information is to go to a restaurant and make a deal with a waiter. The waiter is guaranteed $50 for every credit card they send through a skimmer, which is supplied by the thief. The skimmer is as small as a credit card, and a good waiter can process 100 credit cards a night, giving your information to the thief.

Although most people have heard how to avoid identity theft, there are still people who may not understand what to do. Here are a few ideas for identity theft protection:

• Destroy your private records, credit or bank statements, or anything that comes to your home that includes your name.

• Have a locking mailbox or post office box for your mail, and don't mail anything to do with money from your home.

• Mail envelopes with checks in them at the post office, not at home. Thieves can grab your information easily and use the checks again.

• Take your receipts with you. If you don't need a receipt at the gas station or at the ATM, click the no receipt button. If you need a receipt, take it with you or it can fall into someone else's hands.

• Put your name on the National Do Not Call Registry list at 1-888-382-1222. This will not keep everyone from calling you, but it will cut down on those who do. Those who call can be told you are on the registry and they need to stop calling you.

These are simple things that you can do for identity theft protection. They will frustrate identity thieves and help to keep you safe.

About the Author:

Greg has experience with identity theft and has provided ways for you to have protection against identity theft. Visit Identity Protection Now to learn about different forms of Identity Theft Protection, information, and solutions today. Article Source: 1st Rate Articles - http://1stRateArticles.com



  Article added 11/05/08, last revised 11/05/08.

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